Banking as a Service
Move money in Brazil without becoming a bank
Enable accounts, payments, and Pix transactions without the cost or regulatory complexity of building and managing your own banking infrastructure.
Embed Brazilian payment rails through Transfero’s API
Accounts
Create and manage BRL digital accounts.
Pay-ins & pay-outs
Collect and send BRL funds through Pix.
Payments processing
Authorize and settle transactions in BRL.
Banking rails without setting up a local entity or obtaining a local license
Faster time to market
Launch quickly with plug-and-play APIs and ready-to-use infrastructure.
Lower operational costs
Build, maintain, and scale payment operations with reduced complexity and lower costs.
Regulatory coverage
Operate within a compliant framework aligned with Brazilian Central Bank requirements.
Banking infrastructure ready to integrate
Fintechs and payment companies
Launch accounts and manage local payment operations in Brazil.
BRL digital accounts
Local payments via Pix
Pay-ins and pay-outs through Pix
Marketplaces and e-commerce
Coordinate financial flows for buyers, sellers, and partners in Brazil.
Settlement in BRL
Payment collection
Local disbursements in BRL
Crypto platforms and wallet providers
Expand crypto offerings into the Brazilian market with local currency rails.
BRL pay-ins and pay-outs
Seamless fiat and crypto ramps
Faster international settlements
iGaming
Handle high-volume payment activity with speed, liquidity, and reliability.
Deposits and withdrawals via Pix
Infrastructure designed for peak transaction volumes
Compliance-ready payment operations
Global businesses in Brazil
Run local financial operations through integrated Brazilian payment rails.
Manage BRL accounts
Collect and disburse funds locally
Connect to Pix
Our infrastructure was built for high-volume transactions and regulatory compliance
Liquidity
Support efficient settlement flows and improve treasury management.
Cross-border payments
Transfer funds from Brazil to other countries faster and with lower fees.
Compliance
Operate within a regulated framework with built-in KYC, AML, and risk management.
Regulatory-aligned structure
Leverage a licensed Payment Institution (IP) framework in Brazil.
Do I need a banking license to use Banking as a Service?
How long does it take to go live?
How do compliance and KYC work?
Can I integrate cross-border payments?